Terms & Conditions

Last Update: 10/05/2025

Welcome to Garcia University, located at [https://garciauniversity.com]. These Terms and Conditions (“Terms”) govern your use of our website, services, and programs. By accessing or enrolling, you agree to be bound by these Terms and our Privacy Policy.

1. General Information

Garcia University is operated by [Your Company Name, e.g., Garcia University LLC], registered in [Your State/Country]. Our goal is to provide online education, coaching, and personal development content inspired by the teachings of Ross Garcia, Napoleon Hill, Bob Proctor, and Andrew Carnegie.

2. Eligibility

To enroll or access our programs, you must be at least 18 years old or have parental/guardian permission. By registering, you represent that all information provided is accurate and up to date.

3. Services Provided

We offer:

  • Online courses and video training

  • Digital downloads and resources

  • Access to a private online community

  • Personal mentorship (if enrolled in qualifying programs)

We reserve the right to modify, suspend, or discontinue services at any time without notice.

4. Payment & Billing

For paid programs:

  • Pricing is displayed clearly on our website.

  • Subscriptions (e.g., monthly coaching) renew automatically unless cancelled.

  • You can cancel your subscription anytime via your account settings or by contacting us at [support@garciauniversity.com].

All sales are final. We do not offer refunds unless otherwise stated under specific program terms.

5. Intellectual Property

All content, including course materials, videos, logos, and texts, are the intellectual property of Garcia University or its content providers. You may not reproduce, distribute, or use materials for commercial purposes without express written permission.

6. Student Conduct

We expect all members of our platform and community to:

  • Respect others and maintain a positive learning environment.

  • Not engage in harassment, hate speech, or disruptive behavior.

  • Use content for personal, non-commercial learning only.

Violation of these rules may result in suspension or permanent removal from the platform without a refund.

7. Disclaimer of Warranties

Garcia University provides educational material only. We do not guarantee specific results or outcomes. Your success depends on your own effort, mindset, and commitment.

All content is provided “as is” without warranties of any kind, express or implied.

8. Limitation of Liability

In no event shall Garcia University, its founders, or affiliates be liable for any direct or indirect damages arising from your use of our services or reliance on any information provided.

9. Privacy

Please refer to our [Privacy Policy] for details on how we collect, use, and protect your information.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles.

11. Changes to Terms

We may update these Terms from time to time. Updates will be posted on this page with the new effective date.

12. Contact Us

If you have questions about these Terms, contact us at:
[support@garciauniversity.com]
[Your Business Address]